CRA Confirm $800 OAS Payments for Seniors, Check Eligibility and Payment Dates

Canadian seniors who rely on Old Age Security (OAS) for monthly income will see their next payment arrive at the end of August 2025 — and the amount remains slightly higher than earlier this year thanks to recent inflation adjustments.

For those aged 65 and older, OAS remains one of the most important federal programs, providing a steady source of income that helps cover essentials like housing, groceries, and transportation. With costs still on the rise, the August deposit will bring welcome relief.

Understanding the Old Age Security Program

The Old Age Security program is a monthly pension provided to eligible seniors, regardless of employment history. Unlike the Canada Pension Plan (CPP), which is based on contributions made during working years, OAS is determined by age, residency, and income level.

Payments are reviewed every quarter — January, April, July, and October — to adjust for inflation. The latest increase took effect in July 2025, ensuring that payments keep pace with the rising cost of living.

OAS Payment Amounts for August 2025

As of July 2025, the maximum monthly OAS payments are:

• Seniors aged 65 to 74 – Up to \$734.95 per month
• Seniors aged 75 and older – Up to \$808.45 per month

These amounts reflect the most recent inflation-linked adjustments and will remain in place until the next review in October. Importantly, while OAS rates can go up, they do not decrease, even if inflation slows.

For seniors who also qualify for the Guaranteed Income Supplement (GIS), total monthly benefits could reach or exceed \$1,800, depending on marital status and income level.

When Will the August OAS Payment Arrive?

The Government of Canada has confirmed that the August 2025 OAS payment will be deposited on Tuesday, August 27, 2025.

• Direct Deposit: Funds will be available in bank accounts on the same day.
• Cheque Payments: Mailed cheques may take an additional few business days to arrive.

OAS payments are typically issued toward the end of each month, except in December when payments are sent earlier to accommodate holiday schedules.

Eligibility Requirements for OAS

To qualify for OAS, you must:

• Be 65 years or older
• Be a Canadian citizen or legal resident
• Have lived in Canada for at least 10 years after the age of 18

For those living abroad, eligibility is still possible if you lived in Canada for 20 years or more as an adult.

However, high-income seniors may face a clawback (officially known as the OAS recovery tax). In 2025, repayments begin when annual net income exceeds:

• \$148,541 for seniors aged 65–74
• \$154,196 for seniors aged 75 and above

How to Apply for OAS

Most Canadians are automatically enrolled in OAS and receive a notification from Service Canada at age 64. However, if you do not receive this notice, you can apply by:

• Logging into your My Service Canada Account (MSCA)
• Mailing a paper application to Service Canada
• Visiting a Service Canada office in person

You can start OAS anytime from age 65 to 70. Delaying your application increases the monthly payment amount — a strategy some seniors use to maximize long-term benefits.

Is OAS Taxable?

Yes, OAS is taxable income. Taxes are not automatically deducted unless you request it. Seniors can avoid large year-end tax bills by setting up voluntary deductions through their MSCA account or a federal form.

Remaining OAS Payment Dates for 2025

For the rest of 2025, OAS will be issued on:

Month	Payment Date
August	August 27, 2025
September	September 25, 2025
October	October 29, 2025
November	November 26, 2025
December	December 22, 2025

Tip: Switching to direct deposit ensures payments arrive quickly and securely, avoiding delays that can occur with mailed cheques.

Why This Payment Matters

For many seniors, OAS is not just a benefit — it’s a lifeline. With inflation pushing up the cost of essentials, the August payment provides extra breathing room for household budgets. The recent rate increase ensures that seniors’ incomes are better protected against rising prices.

While OAS alone may not cover all expenses, when combined with other supports like CPP, GIS, and provincial benefits, it forms a vital part of Canada’s retirement income system.

Final Word

The August 27, 2025 OAS payment will continue to deliver vital financial assistance to Canadian seniors, with higher amounts than earlier this year. By understanding the payment schedule, eligibility rules, and tax implications, seniors can ensure they receive the full benefit of this program.

If you haven’t already enrolled in direct deposit, doing so now can help ensure faster, more secure payments in the months ahead.

5 Relevant SEO-Friendly FAQs

Q1. When will the August 2025 OAS payment be deposited?
The payment will be issued on Tuesday, August 27, 2025.

Q2. What is the maximum OAS payment in August 2025?
Up to \$734.95 for seniors aged 65–74 and \$808.45 for seniors aged 75 and above.

Q3. Do I need to apply for OAS?
Most Canadians are automatically enrolled, but you can apply through Service Canada if you are not.

Q4. Is OAS taxable income?
Yes, OAS is taxable. Seniors can request voluntary tax deductions to avoid larger tax bills.

Q5. Will the OAS amount ever decrease?
No. OAS payments may increase due to inflation adjustments but will not decrease even if inflation falls.